Don’t get blue this Monday, get away from it all…

Don’t get blue this Monday, get away from it all…

Holiday companies use Blue Monday for marketing – here’s how to turn the tables and make it sunny for you and for your wallet!

couple on beach sunset

Blue Monday is the third Monday in the first month of the year, falling this year on 15 January… It is claimed by some to be the most depressing day of the year. The term was coined by Cardiff University lecturer, Dr Cliff Arnall, in 2005, when he “scientifically calculated” a formula for a press release for Sky Travel. (See this Guardian article for more information)

Why depressing? Well, it’s cold, we’ve had a nice few days off over Christmas but we haven’t been paid yet and the credit card bills are starting to come in now. Our New Year resolutions are already failing… What can we do? How about getting away from it all or at least thinking about a future holiday?

Holiday companies will clamour to use this “special” day once again to boost their “deals”. So, for the 15th January, some expert money bloggers and I have joined forces to give you 15 tips on saving money when booking that holiday! We look at turning the tables and playing the travel companies at their own game, so you can save money when you book your trip away. Good huh?

sun setting over water consumer rights, ways to shop around, discounts, alternatives, thinking beyond and searching

Rights

1) I’ll kick off, as you would expect, with your consumer rights. “You have numerous consumer rights to cover you when booking your holiday and for when you are on holiday.  Be aware of them when booking. For example, if you feel that you have made a purchasing decision that you wouldn’t have made had you been given accurate information (such as a misleading price) you may be able to claim a refund under the Consumer Protection from Unfair Trading Regulations 2008”.  There is also the Package Travel, Package Holidays and Package Tour Regulations 1992 of which you should be aware. These give you lots of rights regarding any changes that the company may make, amongst other things!”

Dates and shopping around

2) The Money Whisperer, Emma Maslin says “If you are looking for popular times e.g. school holidays for package holidays, it maybe best to book ahead but if you can be more flexible, wait until closer to the date for the best last-minute deals. We’re going to the same island we went to last year but booked ahead this time. We booked just 7 days before last year and it was over £200 cheaper per person. This year, it might not be a last minute option – that’s the risk you take. But if you are flexible and can go elsewhere or fly a different day to save money, then it pays to look around.”

3) Fiona Hawkes from Savvy in Somerset has found that booking accommodation and flights separately has always been cheaper than a package. She also advises looking round at all the various websites that do this for you, as some will also offer free cancellation or low cost cancellation cover for accommodation.

4) “Haggle!” implores blogger Emma Drew.  “We have haggled between Disney and Virgin Holidays for a cruise. Virgin Holidays were selling it for more than Disney, so we went armed with the info and got them to match Disney and throw some on board credit in! Add that to shopping around for flights with sites like SkySkanner where you can find flights cheaper than going direct.”

Discounts 

5) “Try it on!” Catherine Morgan Financial Money Coach cheekily encourages. “Say you are on your honeymoon or it’s a wedding anniversary, sometimes it works!  Be a bit savvy too. We saved a mint last year when we booked a TUI week away to Kos. We contacted the hotel directly and paid them £100 and got an upgrade with a swim up room. Thomson wanted to charge us £700 extra for the same!”

6) Mrs Mummy Penny, Lynn James, suggests thinking of your friends and family who work for a travel company or hotel. Maybe they have a friends and family offer code they can give you? One of her friends is a concierge at Aria in Las Vegas and can always find her a deal. Often it makes it cheaper than package deals.

7) “Use cashback!” exclaims Emma Bradley of Mums Savvy Savings “Look for discount codes and then use sites like Topcashback* which will give you money straight back into your account too. I saved about £150 from doing this last year.” (I got about £70 from Thomson last Summer too. You can also use Zeek* to see if there are any discounted gift cards which you will be able to use with discounts to reduce the cost still further. (*Refer a friend links. So if you sign up you’ll get a bonus and so will I 🙂 ))

Thinking ahead

8) Faith Archer from Much More with Less cuts food costs while away by booking somewhere to stay with self-catering facilities. “Even the odd breakfast in your room or packed lunch can save cash compared to eating out for every meal!”, she says.

9) Andy Webb from Be Clever With Your Cash advises booking car hire far in advance for the lowest prices “AND make sure the car is big enough! It will only cost a few quid more to get a bigger car when booking, but can be hundreds if you have to upgrade at the check-in desk! Shop around for the car hire, looking direct as well various comparison sites. Plus, if the excess waiver isn’t included don’t buy it from the car rental company. You can get policies for a few quid elsewhere that’ll cover you for damage to the car. Make sure you are comparing like for like inclusive totals.”

10) Buy your travel insurance the day you buy your holiday in case you need it before you go! “But also think about how you are going to buy it. Shop around as it will nearly always be cheaper than the one you get offered with a package. And look at all the group (e.g. group, couple, family) options however your group is made up” says William Pointing from Great Deals Made Easy.

Alternatives to the usual booking routes

11) Hollie Gregersen from ThriftyMum recommends house sitting or pet sitting! “There are a number of websites that provide details of homes you can stay at providing affordable options for holidays in the UK and abroad, including house swaps”.

Getting there

12) Pete Chatfield from Household Money Saving suggests taking a coach if travelling in Europe and saving a fortune.

13) A Thrifty Fox blogger Emily Rowley considers stopover flights; if flying long haul you could save hundreds by planning a break in your journey (tie in with meals if it makes it more bearable!)

14) Joseph Seager of A Thrifty Chap tries to be flexible when booking. Midweek is nearly always cheaper than a weekend. So are less sociable hour flight times. You can save by flying from other airports too, but make sure to factor in different travel to airport/parking/stay costs for your final comparison.

Everytime you search!

15) Above all, if you go back to a website, clear your cookies first. The travel website will put that price up if it knows you’ve looked at that holiday before!

For everything you need to know about your rights when booking, during and after, your holiday see All you need to know about booking/complaining about holidays/flights for lots of different rights and what you should do when and how.

How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results!

 

For even more information, advice, tips, your consumer rights and template letters for most sectors GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!

 

 

 

 

 

All you need to know about booking/complaining about holidays/flights

9c7709a8367001028f7cfbaaa30da7e03largeLinks for most problems with holidays and flights to give you your rights and how to complain effectively.

Make sure your holiday in the sun doesn’t burn a hole in your pocket advice on how to book a holiday and your legal rights

The essential knowhow regarding medical care when you book a holiday! all about health

The Consumer Rights Act 2015 for services relating to any purchase or service

The Minimalist Guide to Complaining About Your Holiday  your consumer rights, ATOL and ABTA

How to Make a Complaint About Your Holiday Booking story of how I helped a couple in their fight complaining about poor service and holiday not matching the description getting nearly  a full refund even when not an ABTA member!

How to Get an Extra 3 Hours on Your Holiday! story about transfers

How to complain when booking a service based in the EU booking on a non UK but within EU site

How to Win When EasyJet’s Customer Service Fails helping someone get refund when had to return early

What to do when your flight is delayed information regarding flight delays

BA powercut debacle: Airline keeps passengers in the dark about their rights 2017 B/H over 70k passengers affected, article on the mis informationa nd lack of information provided and what you should do.

Airline claim compensation letter template for use with any airline plus all the amounts to which you are entitled depending on length of delay and length of flight

ECJ ruling on flight delays: Consumer champion warns against third-party claim firms – do it yourself to get 100%

Quick guide to lost luggage – your rights

All you need to know about roaming charges information about EU caps, your rights and what you can complain about

How not to pay a charge made after transaction (and why!) not – template letter and further information for if you have been charged a fee after booking

All you need to know about complaining about car hire – how to prevent problems and what to do if you get them

BA flies in the face of consumer law and decency what to do if you bought your tickets before free food change and fly after the date comes into force!

Your rights and how to complain about ferries and cruises

How to ensure banks don’t break the Misrepresentation Act – regarding travel money and commission when taking money back

Plane greedy – Are airlines holding families to ransom? – details on the main airlines and their charges including Ryanair which has mandatory charge, looking at inaction of regulatory body

Where there’s blame there’s a claim (even when there isn’t?) details on complaining about food poisoning real and fake

Monarch – Everything you need to know details about situation with airline going into administration

Your rights when your hotel overbooks

Top 20 Tips on complaining effectively

ceoemail.com for contact details for CEOS

From October 1st 2016 airlines are covered by The Consumer Rights Act 2015

How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results!

 

For more advice, tips, information and template letters: GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!

Make sure your holiday in the sun doesn’t burn a hole in your pocket

Blue Monday is over and people are thinking about holidays, but with the multitude of ways in ways in which people can book we need to be much more careful of how we book with whom and be aware of consumer rights.

Make sure your holiday in the sun doesn’t burn a hole in your pocket

With the weather so cold and adverts for holidays upon us, our thoughts turn to booking holidays in warmer places in the busiest time for travel agents. But as they all compete and more choice is available on how to book, including through sites not based in the EU, what do we need to look out for?

 

Booking through companies not based in UK
Helen Dewdney, The Complaining Cow, blogger and author of How to Complain: The Essential Guide to Getting Refunds, Redress and Results! has come across many people who have fallen foul of travel agents or companies making themselves looking like one which are not based in the UK. For example,  Susan booked accommodation with Booking.com at the cost of £357.50. The company cancelled less than 24 hours before the trip because the hotel was ‘overbooked’. Susan only discovered that the alternative accommodation didn’t exist when she arrived in London. She had to pay a further £900 to stay in inconvenient accommodation, resulting in numerous taxi and bus fares.  The company told Susan to email them and attach invoices and receipts, but she did not get a response, refund or even an apology. She was also £982.50 out of pocket. She eventually got her money back including out of pocket costs and a goodwill gesture of £250 by quoting relevant laws.

Robert’s mother had been charged a £30 fee after the booking process on a website that searches for flights then charges an administration fee on top, which she was not told about. The company’s hidden terms and conditions said that a charge could be made but did not provide the amount! Writing to the CEO and quoting relevant EU laws meant he got his money back.

So what are your rights?

Man standing on rock looking out to water your rights when booking a holidays or flights

Your rights booking through a UK or EU-based website

  • ATOL (Air Travel Organisers’ Licence) is a government-run financial protection scheme operated by the Civil Aviation Authority (CAA). All monies you pay for package holidays involving flights and holidays including a flight plus accommodation and/or car hire, must be protected under an ATOL licence
  • ABTA(Association of British Travel Agents) follow a code of conduct, so if they break that you can report them to ABTA.
  • EU Directive 2005/29/EC (for the UK Consumer Protection from Unfair Trading Regulations 2008) when a shopper makes a purchasing decision s/he would have made had s/he been given accurate information or not put under unfair pressure to do so.
  • Section 75A of the Consumer Credit Act 1974, you have a right to be refunded if you make a claim within 6 years (5 in Scotland) for purchases over £100 and less than £30,000. You are covered if you pay as little as 1p but the item costs more than £100. But remember you may be charged a percentage of the cost for a transaction fee, but you can try to pay a small amount on the card and the whole cost will be covered.
  • Purchases bought on debit cards may be covered by this voluntary scheme, the rules set by card issuers such as Mastercard and Visa, check if your bank is covered.

Your rights for holidays booked through UK tour operators

  • Package Travel, Package Holidays and Package Tour Regulations 1992 The organiser (tour operator) is liable for the failures of hoteliers, suppliers and services within the contract. If the holiday is cancelled, the consumer is entitled to a substitute package of equivalent or superior quality (if the other party to the contract is able to offer such a substitute) or to take a substitute package of lower quality and recover the difference in the price or to have a full refund.
  • From 01 July 2018 the new Package Travel Directive comes into force. This widens the meaning of the word “package” so that more companies will have to abide by the regulations. So anyone that puts together a package for a customer will be responsible for all the elements. Think Expedia etc.
  • The organiser must not provide mis-leading information and provide details about changes as soon as possible. The consumer is entitled to redress for a variety of things dependent on what regulation has been broken and when.

Your rights for holidays taken in the UK
The Consumer Rights Act 2015 entitles you to services that are carried out with reasonable skill and care and with information given verbally or in writing to the consumer, which is binding where the consumer relies on it.

Dewdney says you should be careful when you book but that you can nearly always get redress, so long as you know your legal rights. “Armed with your rights you can feel more confident that you won’t lose money either in the booking process or if anything goes wrong once on holiday.”

Should you have a problem with your holidays see: All you need to know about booking/complaining about holidays/flights

How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results!

 

 

For more tips, information, advice, your consumer rights and template letters GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!

 

 

How to Make a Complaint About Your Holiday Booking

AdamMelanie

Meet Adam and Melanie.  Nice couple, they were getting married and booked their honeymoon on Sunmaster. Heard of Sunmaster? I’d never heard of Sunmaster. I won’t be using them now I have heard of them now either!

Now, Adam booked the holiday via their website. Paid for it then was notified it cost a bit more, which he duly paid. (No, I would not have done this but keep reading and you’ll see why!) That was bad. Then it got worse. Although he booked the holiday in July last year for a holiday in April, Sunmaster contacted him to say… that they could no longer go on the accommodation that they had booked and offered an alternative. Oh well these things happen you might say. Well, maybe if the company had offered a refund or a like for like accommodation. But Sunmaster refused to refund and said that the alternative was like for like. You make up your mind whether it was like for like!

The original booking
Small hotel (Riad), only 6 rooms
No children allowed policy
Included Spa facilities
Suite over 2 rooms

The alternative
Large hotel, over 100 rooms
Advertised as a family resort, targeted towards families
No spa facilities
Apartment

Don’t know about you but I think “No children allowed” and “Family friendly” are opposite ends of the spectrum?! I would certainly want the “No children allowed” option with the exception of my own child but it would appear that this is impossible to get 🙁 Also, I don’t think you needs a maths degree to work out that there’s quite a difference between 6 and over 100 rooms.

Next Steps
Well, Adam didn’t like this at all. So he challenged it and got told again no refund no other alternative. But you’ll never guess what happened when Adam decided to start his own investigation?! He contacted the hotel directly and not only was it open, it also had his booking. So what on earth was all this about? Adam tried to find out and Sunmaster apologised for the mistake with no explanation for what happened and the holiday went ahead. He complained again but got no response.

But Adam contacted me. And me? Well I don’t like this sort of behaviour do I? It’s is not good for the consumer. Time to make a stand for consumer rights! Again. “I’ll get a response”. The Complaining Cow had spoken! Adam and Melanie went on their honeymoon and had a lovely time other than a nightmare transfer. Meanwhile I got to work!

The Complaining Cow gets to work
Well, first things first. Although Adam and Melanie didn’t actually complain about the rise in the cost of the holiday, I did! I pointed out that it was my belief that it was a breach of the Misrepresentation Act 1967.  I also pointed out that there are many reviews on many forums and review sites saying a similar thing, that one goes through the process online then ‘phones to book whereupon they are told that the price has gone up. Whilst I am aware that prices can fluctuate they do not and should not change within minutes of following an online process/database the same as with any other travel agent where you can complete the whole process online. In this case it was even worse as they had paid for the holiday. They were charged an additional £48.60. This seems a very dubious practice to me and I also found that the Advertising Standards Authority had instructed Sunmaster “…to hold evidence to substantiate the availability of their holidays at the advertised prices”. It would appear Sunmaster  is not doing this. A contract is concluded when one pays (or agrees to pay) and the seller gives you your goods or services. This is called consideration. This puts Sunmaster in breach of contract to supply a holiday to them. For this we claimed legally owed compensation.

Secondly. It was not a like for like property was it for crying out loud! Clear breach of the Supply of Goods and Services Act 1982. (For services after October 1st 2015 use the Consumer Rights Act 2015. Interestingly the alternative accommodation was  just short of half the price for ten days on various holiday websites and staff should certainly not have insisted on no refund given the breach of Laws as it was also in breach of the Package Travel, Package Holidays and Package Tour Regulations 1992. (PTPHPT) Regulations 12 and 13 refer to alterations in the package holiday or to departure times or location.

Thirdly. I wanted some answers regarding why the accommodation was changed in the first place!

Fourthly. In the last correspondence from Sunmaster a member of staff said “I have demanded a thorough and full investigation and explanation from our suppliers for this mis-information and I shall contact you further in this regard and in due course.” This was not the case as no further communication had been received. (That’ll be another breach of the SOGASA).

Fifthly. (Is that really a word?) On arrival Adam and Mel found cause to complain again at the appalling administration and service from Sunmaster. To cut another long story short the taxi transfer was dreadful, getting lost, asking for payment and delaying their stay by several hours.

Finally! So, outlining all this and threatening to take Sunmaster to the Small Claims Court I added the details of time spent on the matter, the ignorance shown, and the relevant bodies to be notified if satisfactory redress was not received.

Requested amount
£48.60  difference in quoted and paid price
£35 court fees
£20 Court expenses ( travel)
£250 for loss of earnings due to contacting Sunmaster
£35 transfer costs
£25 for loss of holiday due to taxi failures
£50 for loss of enjoyment of holiday due to start/taxi failures
£200 for inconvenience and stress
£200 costs for witnesses (those who have gone through similar experiences with Sunmaster)
£100 for costs incurred whilst researching possibility of cancelling/postponing the wedding.

Total £963.60

Sunmaster response
Well. Despite emailing the CEO there was no response. Fine – see you in court Sunny Jim and emailed him a second time and gave him seven days. That email was effective and got a response. Offered £410, oh and all the gumph about terms and conditions (remember these can be challenged!) and they didn’t think they had breached any laws. I disagree but Adam and Melanie were pleased with their £410, the holiday cost just over £1000. BUT! One had to laugh, the response referred to Melanie with a different unknown surname, neither maiden or married names. So, I know I advise not to be sarcastic in complaints there are times when sarcasm just has to be used.

Counter response
I included some nice lines I thought. “I do not know what relevance your conversations with a “Miss Hunter” have on my case. Whilst I thank you and accept the offer of £410 I am concerned that the offer you are making includes a sum to a “Miss Hunter” we are not prepared to share any goodwill gesture with anyone else.” “I expect to receive details about your investigation into the transfer in due course” A few other lines about not addressing some points and not believing they had truly looked at a satisfactory amount for redress.

Result
Cor, this is a long post innit? I have cut quite a lot of detail you know, stop complaining. One of the main reasons people don’t complain is because they don’t have the time and it does take time, particularly if you are researching all your legal rights. Anyway, the short story – £710 (everything asked for minus associated court costs). I think we had them worried don’t you?! So 10 day holiday in Marrakech for 2 for just over £300 🙂

Companies can learn a lot from this story, as the Internet becomes more and more popular for booking holidays, sites like Trip Advisor and other reviews sites and people like me around advising people of their legal rights, companies would be better placed getting it right in the first place.

Oh and Adam and Melanie told me I was “Awesome“. So, should you be getting a raw deal and need some help contact me! Or buy the book which will give you masses of information, advice tips and templates on getting refunds and redress for yourself! Check out the reviews!

You can contact the CEO of any company using ceoemail.com which provides contact details for all CEOs.