So much to complain about in the energy sectors?! Listed below are links to various helpful posts about any issue you may be having with your supplier, your rights, how to get it sorted and gain redress.
All you need to know when your phone/energy bill is wrong how to complain about a wrong bill
How To Take Charge of Your Energy Bills – advice and tips about switching
When SE leaves your elderly aunt without adequate heating for 11 days… story about being without heating for 11 days and the redress gained
Your energy and your rights – what you should know mis-sellling, putting people on the wrong tariffs and over charging
Ofgem Standards of Conduct and Quality Standards companies have to abide by certain standards
All You Need To Know About Comparison Websites accreditation and FCA
Do Morethan just comparison websites for insurance quotes! how to do more than just use a comparison website for energy, insurance etc.
1 little Known Fact You Need to Know When Your Gas is Cut Off! Gas Standards and entitlements
Energy ombudsman shows how to keep heat on your supplier Ombudsman from Ombudsman Services gives tips on how to make sure you complain effectively right from the start so if you do need to go to the Ombudsman you will be successful.
Freezing energy problems? Your rights all you need to know if your energy supply was affected by the weather.
How to sort out gas and electricity problems without draining your energy piece in my This Is Money column. Lots of information about preventing and dealing with Energy issues.
20 Tips for effective complaining
How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results! for masses of advice, tips, guidance and template letters
Use ceoemail.com to find the email address of the company CEO and write to him or her particularly if the company doesn’t provide an email address for you to write to customer services!
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Discussing NPower complaints
How do you take out your contents and building insurance? I hope you don’t just renew every year and that you look at comparison sites for switching insurance, energy etc. I do this but do do a little more. I also check the site that comes out the cheapest.
Comparison v direct
Last year MoreThan came out cheaper on the Moneysupermarket comparison site. But this is when it got odd. I went through Moneysupermarket.com and got a reference number and password which did not work when I clicked to go through to the website. The quote included some cover which I did not wish to have. I looked to see if I could ‘phone to discuss the quote and noted that only an 0844 number was provided. It is now illegal to only provide such numbers for customer helplines under the The Consumer Rights Directive 2013 but oddly it was provided at a later date but it wasn’t on the website!Secondly I tried to use Topcashback* (excellent cashbacksite) and get a quote from MoreThan directly. This seemed to come to much MoreThan the Money supermarket.com quote! But it did not include the cover that I didn’t want! It also requested details on specific items which was not included on the Monesysupermarket.com site. The Moneysupermarket.com quote listed certain other items and not others. Basically, the comparisons between the two sites were ridiculous and one could not change them either.
So off went the email to the CEO as I felt that something was seriously flawed with their systems. Why can’t you just get the same cover going through the comparison site as going direct? Why does it cost more direct for a different cover and you can’t use the cashback site when going through the comparison site for the cheaper quote. I stated that I wanted the price stated with moneysupermarket.com minus the cover I didn’t want and to include the cover I did. I also expected to receive the £21.00 Topcashback to which I felt entitled. I got a new quote about £100 more than other quotes in order to get everything I wanted, and a cheque for the difference between the new quote and the cheaper Moneysupermarket.com quote plus the £21 cashback.
I’m not sure that any Laws were broken here, although one wonders about misleading practices and the Consumer Protection from Unfair Trading Regulations 2008. I do think it’s poor practice and would advise anyone looking at their insurance to explore all possibilities and to look at the comparison sites and then look at the site directly for further comparison. Make sure you have the cover you want and contact the company if you see anomalies. My guess is that this practice is quite widespread and that we need to make sure that we are not being ripped off as well as ensuring that we have the cover that we want and need.
Lots more information about comparison websites, approved sites etc All you need to know about comparison websites
How to save money on your car insurance lots of ideas here!
For more guidance, advice, tips, information, consumer laws and templates GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!
*refer a friend link so if you sign up I’ll get a few pennies for referring you and you should get a few pennies as a welcome gift!