How to give your family and your wallet a holiday

As the school holiday season approaches many of us turn our thoughts to warmer climes and getting away from it all. But with a long heatwave predicted for the UK how about holidaying here, supporting the UK economy and catch some good deals along the way. Some money bloggers reveal the best ways to save money for essentials or the treats!Trees and grassUse the Tourist Information UK website for ideas of where to go.

Booking

Emma Bradley from Mums Savvy Savings advises that as well as picking up the ‘phone to negotiate the best prices, we should book breaks away using cashback sites. For example, Topcashback* is currently giving up to 5% in cashback for Haven holidays and up to 6% for Park Holidays and up to 12% for hotel chains and booking sites. Andrew Young from Capital Matters goes further, advising that you shouldn’t just check comparison and cashback sites, but check your credit cards too. Amex, for example, offer quite generous cashback amounts on certain travel purchasing. And you can use this on top of normal comparison/cashback discounts if you just use the card and meet the requirements.

Other credit cards give cashback for any purchases too. Reward points for supermarket shopping and credit cards can be used to make huge savings on holiday flights, ferries and hotels.

Friends and Family

Family Budgeting blogger Becky Goddard-Hill believes you get the best of everything if you involve your friends around the country! Visiting and reciprocating will not just give you a meal and a room for the night but you get to catch up with old pals, introduce their kids to yours and find the best top tips for fun in the local area. Jane Wallace from Skinted Minted Mum chips in that you can share the babysitting and not have to pay for the service! She adds “Relatives are good for this too. If children have friends on site it makes rainy days less boring and less expensive finding something to do.”

If you normally buy each other Christmas presents then use the visits to include meals out, tickets etc. which can be part of the holiday but can also be your Christmas present giving sorted!

Hotels/Guest houses

Lady Janey Jane Hanson provides some crafty ways for saving even after paying for a hotel. “Take your own champagne/alcohol miniatures/chocolates/cakes and balloons for any special occasions. These types of things are so expensive when the hotel provides them. The same with breakfasts. If you have to pay extra for breakfast, try to take your own juices, pasties, cereal pots or bars and fruit, especially if just staying overnight.”

Michelle Bailey from Time and Pence adds “Take an electric coolbox to keep in your room. Perfect to keep snacks and drinks fresh and cool and will save you a fortune!”

If you get complimentary toiletries and don’t use them, take them, as they are provided as part of your stay! You can always donate them to a foodbank or charity.Tress small tentHow to prevent problems when booking a holiday let (plus what to do when things go wrong)

Be prepared and do your research

Jennifer Dixon from My Mummy Pennies suggests you “Check out the local council website for the area in which you’ll be staying. They will usually list free events and activities that you can attend with the children rather than paying out for theme parks and attractions.”

Ask around and search the Internet for forums, reviews and recommendations for lesser known and cheaper alternatives to popular destinations such as Center Parcs.

Travelling

Kaya La Roche from the artfully named Earning by the Sea lives in Margate and often takes the family on a camping holiday in Whitstable which is less than 20 miles away! “Why spend your time travelling when you can spend that time enjoying the change of scenery?”, she questions, continuing “Other people holiday in Whitstable why shouldn’t we?! We get a swimming pool, clubhouse, beautiful beaches and the full holiday experience with none of the travel costs, or long travel times in the car with kids!”

The Money Whisperer Emma Maslin loads up the car with items to save money on holidays. She has a plug-in coolbox for picnics, takes disposable BBQs and loads the bikes on the bike rack, so there are no hire costs when they get there. She takes an inflatable dinghy, boogie boards and sandcastle-making equipment (!) so she doesn’t have the children pleading to buy things at the expensive beachfront shops.

Don’t forget to fill up the car with fuel near your home because service stations on motorways or in the countryside can be hugely more expensive! You can use the site Petrol Prices to plan where to fill up on long journeys.

Camping

Charlotte Jessop from Looking After Your Pennies and her family are big fans of camping. They choose camp sites that have access to lakes and rivers so they can swim, row and cycle with beautiful scenery. They go to sites where they are allowed to make fires, have barbecues and cook all their own food. “It all helps to keep the kids entertained AND the cost low”, she enthuses.

Hayley Muncey from Miss Many Pennies finds booking a lodge/holiday cottage/mobile home ideal. “It gives you more room for the kids to play, saves on eating out and you can also buy boxes of ice-creams to pop in the freezer. That way the kids still get the treat but for a fraction of the cost of buying individual ones!”

Your Money Sorted blogger Eileen Adamson agrees. “We have had some amazing, fun holidays staying in static caravans all over the country. Choose a gorgeous area and you have a fantastic base for exploring, and you can use as much or as little of the site’s facilities as you choose.”

House sitting/swappingHouse at top of picture, house at bottom "House sitting, swaps and other ideas for saving money on holidays

Catherine Morgan from The Money Panel got a weekend away last year in Norfolk by house swapping with another family. Catherine filled up their fridge and the house swappers filled up theirs in return.

Tim Mitchell who writes the Money Engineer, has house sat twice for his parents while they went on holiday. There were several National Trust owned places near them so they became NT members in those two years and so had lots of discounted days out.

Your rights

Well, it wouldn’t be my blog if I didn’t write something up on your rights would it?!

“You have a contract with any trader to whom you have given money. So, if you hire a caravan, book a campsite or hotel they must be as described, of satisfactory quality and where a service is provided, must be carried out with reasonable skill and care. The Consumer Rights Act 2015 gives you this protection. If the trader is in breach you will be entitled to a full or partial refund, depending on what went wrong.”

See All you need to know about booking/complaining about holidays/flights for more posts on how to save money on holidays and your rights.

Travelling abroad money saving tips

Complaining in hotels was covered on Rip Off Britain:

Logo cartoon cow at a laptop of book cover. How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results!

 

For information, stories, advice, consumer rights and template letters GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!

 

 

* tell a friend link. So I’ll make a few pennies if you click on that link and sign up. Then you need to get your own link and make a few pennies when people sign up using your link!

 

 

25 top finance blogs (saving, making, investing, tips & more)

Although this blog is about consumer rights and how not to get fobbed off, I thought it might be useful to share some good money blogs with you. If you are interested in knowing your rights you may also be interested in finding out about ways to save and make money on a variety of things from holidays to personal finance, food to energy saving and selling stuff! There are of course thousands of blogs out there run by people keen to share their ideas and sometimes you may stumble across them and some that are equally as good that you don’t. So I’ll list some for you all in one place so that if you fancy putting your feet up with a cuppa or glass of wine, here are some good ones to start you off. If you find any of them useful or you’d like them to cover a financial issue that fits with their blog then please do mention it in a comment on their (not mine!) blog.

I have tried to provide a varied list to give lots of choice of what’s out there, so that each one I’m showing you, is for the most part, quite different to another.

Be Clever With Your Cash is a blog about helping you do the same. It picked up Best Personal Finance Blog at this year’s Headlinemoney awards. (I was nominated I’ll have you know, but my blog is pretty niche! “I only do complaining” I often say!) Run by Andy Webb covers all sorts of great stuff.

Skint Dad fed up of being skint and struggling to make ends meet; in 2013 husband and wife team Ricky and Naomi Willis launched the blog to help other people in the same boat. Whether you’re looking to cut back on your food bill, save for a rainy day, or find inventive ways to up your income; Skint Dad has the answer. Masses on here (even a guest post from yours truly hidden away. They won Headline Money award last year and various awards in the UK Money blogger of the year awards.

LottyEarns Charlotte Burns is the current UKMB Blogger of the year,  and her blog focuses on luxury on a budget. It can be done and Charlotte provides many a tip on how.

Skintedmintedmum Charlotte and Minted mum Jane, both personal finance journalists, offer family finance tips to other mums whatever their budget. That little bit different in concept to other blogs which I like, so well worth a visit.

Thinking Thrifty David blogs about making, managing and saving money. Having recently taken the plunge and invested in his own business instead of the bank, he picked up the best new blog award at The SHOMO Awards 2016

Debt Camel Sara blogs about everything to do with debt and credit ratings. An important aspect of that is better budgeting, aiming for a small emergency fund and reducing your borrowing costs and expenses wherever possible. Sara also write a guest post on my blog Everything you need to know about Payday loans so you know she must be good!

Your Money Sorted Eileen’s blog helps UK based women to make the most of their money, through helping them to improve their money mindset. She’s got some interesting freebie guides on tips and mindset, I’m just signing up for a couple.

Reduced Grub shows people that you don’t need a huge budget to eat decent food. Lots of ideas for cheap tasty meals by Kelly here.

Mrs Mummypenny Lynn blogs about healthy wealth, body and mind. A personal journey with lots of tips etc. you may take some inspiration.

Katy Kicker Katy blogs about money saving as a parent, allotment owner and person committed to random acts of kindness. Find money saving advice on a whole host of subjects.

Savvy in Somerset Fiona writes mostly about money saving but other personal finance bits and she comes from Somerset too! (All the best people do 😉 Oh and Fiona? 8 tests I took. 8!

Money Saver Moneymaker Jenny writes a blog that encourages women to make money from home, with a focus on turning hobbies into business. Like me not able to resist a bargain and she shares her money saving finds, leaving you with more money all round to spend.

The Diary of a Frugal Family is all about Cass and her family’s journey to living a more frugal lifestyle having as much fun as possible along the way. You’ll find everything from money to meal planning and from Teen DIYs to Travel posts and you’ll find a free budget planner.

From Pennies to Pounds  Francesca writes about how to save  and earn money from home to pay off debt and achieve your financial goals. Different to the many blogs like this as Francesca is newly married with a daughter and is at uni so may appeal to students out there!

The Frugal Cottage Nicola blogs about budgeting, money saving and early retirement and won the People’s Choice Award last year at the SHOMOs.

Money Tree Man with the help of his Money Tree girlfriend writes a blog about saving money to achieve financial independence, starting with buying a house! Investments etc. Whilst that may be a little different to other blogs which talk about tips, saving money etc. etc., anyone that writes “Rants and bants”, “A quick google can be the difference investment ingenuity of fiscal fucktardedry!” and “Little bitch syndrome” has got to be worth a peruse.

Much More With Less Faith is a personal finance journalist who writes about moving to the country, living on less and making the most of it. Posts focus on food, finance, family, flowers and fitness, all with a frugal spin.

Pounds and Sense Nick blogs about making money, saving money and investing money, aimed especially (though not exclusively) at over sixties

A few more on saving and making money: Time and Pence, Money Saving Girl, Emma Drew,   Thrifty Mum,  I Beat Debt  and Homely Economics

Not really a blog but is a site that supplies links to individual bargain items Latest Deals UK

and one of my long standing Twitter buddies who I’ve been following for yonks. Ok different to all the other finance blogs listed but it IS finance and I want to include him so there!

So a special no 26:

Banker’s Umbrella blog on private banking and wealth management

And if you’ve come here via someone tweeting this page – you can find out About Me and you can GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS! for tips, information advice, guidance, consumer rights/laws and template letters and you can find that all over the blog as well.