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Online shopping – know your rights during the pandemic

With the current pandemic and a nation in lockdown, many of us are turning to online ordering more than ever before. Even as the country tries to start returning to something nearing normal people are hesitant to return to shops.

However, there are still some online businesses not providing people with their legal rights and many people don’t know what their legal rights are or if they still apply during a pandemic. (They do!)

Here are some of the most common questions I am being asked.

1) Can I still buy non-essential items online?
Yes. There are no restrictions on what you can buy online. However, you may find places are prioritising the stocking of essential items, so more items may be out of stock than usual.

2) I ordered an item that I don’t want or need now – What can I do?
Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, consumers have a 14 day cooling-off period for changing their minds. A further 14 days is provided from this date to return the item. There are some exceptions to this, such as bespoke items and perishable items.

However, if you made a mistake and downloaded the wrong digital item from a website, then this is not covered. Depending on the specifics of the case, you may have rights, but many websites stipulate that by downloading the content you lose that 14 day right as you have already consumed the digital content which would then be exempt from the cover.

3) The trader is expecting me to pay the return postage – Can they do that?
It depends on the reason for return. If you have changed your mind, then unless the trader has explicitly stated free returns on all items then you will have to pay return costs. However, if the item is faulty, not as described or hasn’t lasted a reasonable length of time, then this would be a breach of the Consumer Rights Act 2015 (CRA) and the trader must pay for the return.

4) Is it safe for me to take a delivery?
The person delivering the item(s) should keep 2 metres away from you when putting the item on the ground. After you have taken the item and opened it dispose of the packaging and wash your hands, as the virus can live on cardboard for up to 24 hours.

5) The seller has told me that I have to wait longer than usual for a delivery?
The CRA states that goods must be delivered within the time frame agreed with the seller. If one hasn’t been agreed (you have agreed a time frame if the listing supplies a time frame) the trader must deliver ‘without undue delay’ and at the very latest not more than 30 days from the day after the contract is made. After this time you are entitled to a full refund.

However, during the pandemic, there may be delays due to reduced staff numbers and this should be detailed on the company’s website together with the likely number of days delay you can expect for delivery. Also, if items are coming via Royal Mail, do allow a possible delay, as there may be reduced staff in different parts of the country.

If you have paid for a set delivery date or extra for speedier delivery and it wasn’t delivered within this time you are entitled to that charge back.

6) I’ve waited a reasonable length of time but the item has still not arrived – What do I do?
Your contract is with the trader. Do not waste time contacting the courier. Let the trader spend their time finding out what has happened to your delivery. You could be a long time on the phone and you won’t have an evidence trail, so make sure you use email. State in your email that you expect to receive the item by a given date or receive a full refund quoting the CRA, as above.

7) I’ve got a gift card but I can’t use it online
Contact the company by email and ask for the date to be extended, as you are unable to use it. No precedent has yet been set for this but most businesses would extend the date as a goodwill gesture.

8) Can I get a refund on a download?
Digital content must not be supplied by the retailer within the 14 cooling off period unless you have agreed to it. Once the download starts, the cancellation right is lost. If you do not give consent, then you will have to wait until after the 14 days before downloading.

Replacement or repair is, generally, a first stage that must be gone through before any refund is payable. If someone downloads an ebook, for example, and then insists on a refund. The repair or replacement must be within a reasonable time and without significant inconvenience to the consumer, unless it is impossible or disproportionately expensive. Failing successful repair or replacement, the consumer could be entitled to a price reduction which can be up to the full price.

If a trader advertised that an ebook would work on a particular device but it was actually incompatible with that device, you would be entitled to a repair or more likely a replacement in the form of a version that is compatible with the device. If that is not possible, you would be entitled to a reduction in the purchase price which could be up to a full refund.

The Competition and Markets Authority (CMA) is closely monitoring businesses through this period. It has the power to open a consumer enforcement if it finds strong and compelling evidence that the law might have been broken and can call on the company or companies to change their behaviour by committing to formal undertakings or promises. If they refuse, then the case can be taken to court. It is asking consumers to report price hikes or making misleading claims about their products and services. So if a business is using COVID-19 as an excuse to break consumer law, please notify the CMA!

It won’t take up the individual issue for you but will start building up cases against the company if they see enough reports.

Always remember to assert your legal rights, which you always have, even in a pandemic!

Further help with getting redress for complaints

Top 20 Tips How to Complain! Use these tips when you complain to be effective!

Your rights, mail order, online and deliveries more on your rights is a site which gives you the contact details for CEOs. The CEO may not respond personally but it does get the matter escalated and you should get a response from one of the executive team.

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For more advice, tips and templates for complaining GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!




Your rights when shopping online with a non EU website:

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All you need to know about unsolicited goods

Have you received unsolicited goods?

Can you keep the goods you believe are unsolicited?

One of the most frequent things I get asked about is unsolicited goods. Many people believe that if they receive something sent by mistake they can keep it. Here are five situations in which people commonly think they can keep the goods when they legally can’t.

I have received an item that I did not order from a company I have used before. Can I keep it?

This is highly likely to be a mistake as your details will be on the company’s computer system and have been muddled with somebody else’s as a result of an administrative error.

Find the sender’s details and  contact the company and tell them that you have received the item and that you expect them, or their courier, to come and collect it. Give them a deadline for when they should do this and if you do not hear from them by this date you will dispose of the item.

I ordered one item and a different item came. Can I keep the item and get my money back for the item I ordered?

No. This is clearly an administrative error. You should contact the company, tell them what has happened and request return procedure details. Ensure that you are not paying for the return of the item. Although you are able to return an item within 14 days for a change of mind this is not a change of mind. This is the company’s error and they must pay for the return postage. You also need to make sure you have an evidence trail of the paperwork to show that you informed them that the wrong item was sent and returned so that you get refunded correctly. A suitable deadline is between one and two weeks.

Under the Consumer Rights Act 2015 you are entitled to the items that you ordered. Follow the advice in this post and Top 20 Tips How to Complain!

The item was sent to my address but not in my name. Can I keep it?

You cannot keep the item. Look for a company address and contact the company regarding return.

I ordered an item from Company A. Company B supplies A and both sent me the item. Can I keep both?

This is a mistake. You will need to contact the company with which you do not have the contract (the company you did not pay) and arrange collection/return.

I received an order I cancelled. Can I keep it?

This is a mistake. As above, you need to arrange for a return by a deadline you give.

True unsolicited goods

Most people are familiar with the Unsolicited Goods and Services Act 1971. However, unsolicited goods are also covered in the newer regulations The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013) which say you have a right to keep goods delivered to you that you didn’t request. Specifically, from the explanatory note that accompanies the legislation:

“Part 4 of the Regulations contains provisions concerning protection from unsolicited sales and additional charges which have not been expressly agreed in advance. Regulation 39 introduces a new provision into the Consumer Protection Unfair Trading Regulations 2008 which provides that a consumer is not required to pay for the unsolicited supply of products. Regulation 40 provides that a consumer is not required to make payments in addition to those agreed for the trader’s main obligation, unless the consumer gave express consent before conclusion of the contract”.

Explanatory note to the legislation.

You are under no legal obligation to contact the trader and can keep the goods. You could contact them in case a mistake has been made and to completely cover yourself as  truly unsolicited goods sent within the UK are very rare these days.

Unsolicited goods...

woman holding box unsolicited goods your rightsFurther help

If you have issues such as those above, they will probably fall into a breach of the Consumer Rights Act 2015 which means you can still get redress.

Top 20 tips for complaining effectively.

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For masses of information, tips, guidance, laws and regulations and templates GET THE BOOK! How To Complain: The ESSENTIAL Consumer Guide to Getting REFUNDS, Redress and RESULTS!